Comparing AfterPay, PayPal Pay in 4, and PayPal 6-Month Credit 

Phelps Refinishing offers all 3 options.

The chart below shows:

• Pros and cons of each extended payment option

• When each one may be used — for example, the minimum and maximum order total

• Features and terms

If you click on the chart photo below, you may see an enlarged version. On your phone, you can also enlarge the photo like any other image.

You can also view and download a printable version of the chart and the details that follow it.

Chart Comparing afterPay with the two PayPal options

How these payment options work

All three options work much like a credit card, that you can use for online and in-store purchases. So your credit limit may vary and change over time. Approval decisions are immediate, so you can switch to another payment option during checkout. (Changing a payment after the order is placed requires calling or emailing Roger at Phelps Refinishing to request order cancellation.)

You can also sign up for any of these payment options without ordering here, using the links below. This gives up a heads up about your initial payment cap, and helps you build a positive track record with that payment option. You can use each payment option in person or online

Keep in mind that banks sometimes take several days to process a refund or preauthorization after the AfterPay or PayPal credit plan issues it. We have not had complaints about this, but we know that it’s possible.

Links to More Information about AfterPay, PayPal Pay in 4, and PayPal Credit

Note that each link opens in a new window or tab in your browser.

AfterPay Installment Payment Terms https://www.afterpay.com/en-US/installment-agreement? 

PayPal Pay in 4: https://www.paypal.com/us/cshelp/article/what-is-pay-in-4-help463 

PayPal Credit: https://www.paypal.com/us/cshelp/article/what-is-paypal-credit-and-where-can-i-use-it--help472

Shipping

Shipping is included in the total included in each of the three extended payment options – unless your shipping address is beyond the lower 48 states. Then you will have chosen to be billed separately for shipping, and as soon as you pay the separate PayPal invoice for that, your order will be processed right away.